Xa kuziwa kwiphepha lerejista yemali, abanini bamashishini abaninzi bafuna ukwazi ubomi beshelufu yale nto ibalulekileyo.Ngaba inokugcinwa ngaphandle kokukhathazeka malunga nokuphelelwa kwexesha?Okanye ngaba ubomi beshelufu bufutshane kunokuba abantu abaninzi becinga?Makhe sihlolisise lo mbandela ngokweenkcukacha.
Okokuqala, kubalulekile ukuqonda ukuba lenziwe ngantoni na iphepha lerejista yemali.Olu hlobo lwephepha ludla ngokutshisa, nto leyo ethetha ukuba liqatywe ngemichiza eya kutshintsha umbala xa ishushu.Oku kuvumela iphepha ukuba lisetyenziswe kwiirejista zemali kunye nezinye izixhobo ezenza iirisithi.Ngenxa yolu gquba, ubomi beshelufu yephepha lerejista yemali bunokuba nzima ngakumbi kunolo lwephepha eliqhelekileyo.
Ngokuqhelekileyo, ubomi beshelufu yephepha lerejista yemali bunokwahluka ngenxa yezinto ezininzi.Eyona nto ibalulekileyo kule miba yimiqathango yokugcina.Ukuba iphepha ligcinwe kwindawo epholileyo neyomileyo, kude nokukhanya kwelanga kunye nokushisa, kunokugcinwa ixesha elide.Noko ke, ukuba ibekwe kubushushu obuphezulu, ukufuma, okanye ukukhanya kwelanga, umgangatho wephepha uya kuhla ngokukhawuleza.
Enye into echaphazela ubomi beshelufu yephepha lokubhalisa imali ngumgangatho wephepha ngokwalo.Iphepha elikumgangatho ophezulu linokuba nexesha elide leshelufu njengoko lixhathisa ngakumbi kwizinto ezinokubangela ukonakala.Iphepha elixabiso eliphantsi neliphantsi lisenokungahlali xesha lide, ngoko ke kubalulekile ukukuqwalasela oku xa uthengela ishishini lakho iphepha lerejista yemali.
Ke, ingaba ubomi beshelufa yephepha lerejista yemali bude?Impendulo nguewe, ukuba nje igcinwe ngokufanelekileyo kwaye isemgangathweni.Ngaphantsi kweemeko ezifanelekileyo zokugcina, irejista yemali ingasetyenziselwa iminyaka emininzi ngaphandle kokulahlekelwa okukhulu komgangatho.Nangona kunjalo, ukuba igcinwe ngendlela engafanelekanga okanye ikumgangatho ophantsi, inokubonisa iimpawu zokuwohloka ngokukhawuleza.
Kumashishini ahlala esebenzisa iphepha lerejista yemali, kungcono ukulandelela ixesha lokuthengwa kwephepha kunye nokusebenzisa uluhlu oludala ngaphambi kokuba uluhlu olutsha luqinisekise ukusetyenziswa ngaphambi kokuba iphepha liqale ukuthotywa.Oku kunceda ukuthintela nayiphi na imiba esemgangathweni xa iphepha lisetyenziselwa iirisithi kunye nezinye iinjongo.
Ngamafutshane, ukuba igcinwe ngokufanelekileyo kunye nomgangatho omhle, ubomi beshelufu yephepha lerejista buya kuba lude kakhulu.Kubalulekile ukuba amashishini aqwalasele ezi zinto xa kuthengwa kwaye egcina iphepha le-cashier ukuqinisekisa ukuba linokusetyenziswa ixesha elide kangangoko kunokwenzeka.Ngokuthatha la manyathelo, abanini bamashishini banokuba nentembelo kumgangatho weerisithi kunye nezinye izinto eziprintiweyo, kwaye baphephe nayiphi na imiba enokubakho ngexesha leshelufu yeerejista zemali.
Ixesha lokuposa: Dec-27-2023