Iphepha lokubhalisa imali, njengenxalenye engenakuphikiswa yeshishini lale mihla, lidlala indima ebalulekileyo kwivenkile yethu yemihla ngemihla, impahla kunye neenkonzo. Nangona ihlala ijongwa, iphepha lokubhalisa imali lidlala indima ephambili ekurekhodenintelo, ukugcina izinto ezibonakalayo zemali kunye nokuphucula amava abathengi.
1. Imisebenzi esisiseko yephepha lokubhalisa imali
Umsebenzi ophambili wephepha lokubhalisa imali kukurekhoda ulwazi lwentengiselwano. Nanini na xa umthengi esebenzisa ivenkile okanye irista yokutsala, irisithi eprintiweyo yirejista yemali iya kudwelisa igama lemveliso, ixabiso leyunithi, ubungakanani, inani lilonke kunye nendlela yokuhlawula ngokweenkcukacha. Oku akuncedi kuphela abathengi ukuba baqonde ngokucacileyo ukusetyenziswa kwabo, kodwa babonelela abathengisi ngeerekhodi zentengiselwano eneenkcukacha, ezilungele i-Accounting yezezimali kunye noLawulo.
2. Ukugcina ukungafihli imali
Iphepha lokubhalisa imali lidlala indima ebalulekileyo kubuncinci bezemali. Ngokubonelela ngeevawutsha ezicacileyo zokusebenzisa, abathengisi banokunciphisa iimbambano kwaye bakhusele amalungelo asemthethweni kunye nezinto abanomdla kubathengi. Ukuba abathengi banemibuzo malunga nentengiselwano, banokusebenzisa irisithi ukuba babuze kwaye bakhalaze, kwaye abathengisi banokusebenzisa irisithi ukuze benze iinkonzo kunye nohlalutyo lokuphuhlisa iinkonzo kunye neemveliso.
3. Ukuphucula amava omthengi
Amava amxuwa amahle angabonakali kukhutshelo lweenkcukacha, kunye nephepha lokubhalisa imali yenye yazo. Iirisithi ezicacileyo nezikhangelayo azinakuphucula ukuthembana kwabathengi, kodwa ikwabonisa ubungcali babarhwebi. Ukongeza, abanye abathengisi baya kuprintwa ulwazi lwenkuthazo okanye amajelo anika ingxelo yabathengi kwiirisithi, ezingaboneleli kuphela ngexabiso elongeziweyo kubathengi, kodwa inceda abarhwebi baqokelele impendulo kunye nokuphucula iinkonzo.
I-4. Ukukhuseleka kwendalo kunye nezinto ezintsha
Ngokuphuculwa kokuqonda kwendalo, abathengisi abaninzi sele beqalisile ukunikela ingqalelo kukhuseleko lwendalo kwi-Brejista yeMali. Iphepha lokubhalisa imali esebenzayo kunye nentengiselwano engenamaphepha (njengeirisithi ze-elektroniki) ngokuthe ngcembe ukuba ithandwa. Oku akunakunciphisa inkunkuma yephepha, kodwa kuyanceda ukunciphisa ifuthe kwindalo esingqongileyo.
5. Iindlela zophuhliso lwexesha elizayo
Ngokuqhubela phambili kwetekhnoloji, ifom kunye nomsebenzi wephepha lokubhalisa imali zihlala zivela. Kwixa elizayo, abathengisi abaninzi banokwamkela iirisithi zedijithali, ezidityaniswe netekhnoloji efana neekhowudi ze-QR, ukufezekisa ukuthengiselana kwamaphepha. Oku akuphuculi kuphela ukusebenza, kodwa kukwabonelela abathengi kunye namava afanelekileyo okusebenzisa.
IXESHA LOKUQALA: UPE-23 ukuya kwi-2024